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Refund & Cancellation Policy

Last updated: 2 June 2026 · Effective from 2 June 2026
Contents
  1. Overview
  2. Quick Summary
  3. Initial Consultation Refunds
  4. Emergency Response Refunds
  5. Custom Engagement Deposits
  6. Digital Products
  7. Disbursements & Government Fees
  8. Cancellation by the Firm
  9. How to Request a Refund
  10. Refund Processing Timeline
  11. Chargebacks & Disputes
  12. Force Majeure
  13. Grievance Redressal
  14. Contact

1. Overview

This Refund and Cancellation Policy explains the circumstances under which MSME Prime (the “Firm”) provides refunds for payments made through msmeprime.com, and the procedure for requesting and processing such refunds. This Policy must be read together with our Terms of Service and our Privacy Policy.

All amounts referred to in this Policy are in Indian Rupees (INR) and exclude 18% Goods and Services Tax (GST). GST collected on a refunded amount will also be refunded in accordance with applicable tax laws.

Important: Legal services are inherently advisory in nature. Once professional time has been applied to your matter, the work cannot be “returned”. Refunds are therefore generally available only where the corresponding work has not yet been performed, or where there has been a clear failure on the part of the Firm to deliver the agreed Service. Please book responsibly.

2. Quick Summary

Service Fee Refund eligibility
Initial Consultation ₹15,000 + GST Full refund if cancelled at least 24 hours before scheduled time; no refund thereafter, but free rescheduling permitted up to 2 hours before scheduled time.
Emergency Response ₹25,000 + GST Full refund if cancelled before the 4-hour SLA clock starts; pro-rata refund for unused portion of work if cancelled after work has begun and before delivery.
Custom Engagement Deposit ₹25,000 + GST Full refund if cancelled before matter assessment commences; no refund once assessment work has begun, but the deposit is applied to the engagement fee if you proceed.
Digital Products ₹299 – ₹3,999 + GST No refund once the document has been delivered, except where (i) the file is corrupt/undeliverable, (ii) duplicate payment, or (iii) clearly identifiable technical failure on our side.

Detailed terms for each category appear in the sections that follow. Where this summary conflicts with a specific section, the specific section prevails.

3. Initial Consultation Refunds (₹15,000 + GST)

3.1 Cancellation by the Client

  • More than 24 hours before scheduled consultation: Full refund. Free rescheduling to another available slot is also available.
  • Within 24 hours but before the scheduled time: No refund. However, the consultation may be rescheduled once, free of charge, up to 2 hours before the original scheduled time.
  • No-show / non-attendance at scheduled time: No refund and no automatic reschedule. A request for one-time reschedule may be considered by the Firm at its discretion on payment of a 50% reschedule fee.

3.2 Cancellation or Postponement by the Firm

If the Firm cancels or significantly postpones an Initial Consultation for any reason — including unavailability of the assigned advocate — you may choose between (a) rescheduling at no extra cost, or (b) a full refund.

4. Emergency Response Refunds (₹25,000 + GST)

4.1 Before the 4-Hour SLA Clock Starts

If you cancel before the Firm has actually begun work on your matter — i.e., before the assigned advocate has been notified and the documents you supplied have been opened — you are entitled to a full refund.

4.2 After Work Has Begun but Before Delivery

Once the assigned advocate has begun document review or strategy work, a pro-rata refund is available for the unused portion of the engagement, calculated by reference to the work actually performed up to the date of cancellation. In all such cases at least 50% of the fee is retained, since the bulk of an Emergency Response value lies in the first review and strategy assessment.

4.3 After Delivery

Once the draft response, strategy note and matter quote have been delivered to you (whether by e-mail or shared securely), no refund is available.

4.4 Application as Deposit toward Full Engagement

If you proceed to engage the Firm for the matter within fifteen (15) days of receiving the Emergency Response output, the ₹25,000 fee will be applied as deposit toward the full engagement fee. This is in lieu of a refund.

5. Custom Engagement Deposits (₹25,000 + GST)

5.1 Before Matter Assessment Commences

Full refund of the deposit is available if you cancel before the assigned advocate has begun matter assessment — typically the first internal review meeting after receipt of your documents.

5.2 After Matter Assessment Commences

Once assessment work has begun, the deposit is non-refundable in itself. However:

  • If you choose to proceed with the engagement, the entire ₹25,000 deposit is applied against the total fee in the Engagement Letter.
  • If you choose not to proceed after receiving the assessment and fee proposal, the deposit is retained as consideration for the assessment work performed.
  • If the Firm declines to take up the matter after the assessment (for example, due to a conflict of interest or for other professional reasons), the deposit is refunded in full or, with your written consent, applied to a future engagement.

5.3 Termination of an Active Engagement

Termination of a Custom Engagement after the Engagement Letter has been executed is governed by the terms of the Engagement Letter itself. Generally, fees for work actually performed up to the date of termination are payable; unearned portions of pre-paid fees are refundable on a pro-rata basis.

6. Digital Products (₹299 – ₹3,999 + GST)

Digital products are document-preparation aids generated on the basis of inputs supplied by you and delivered electronically. By their nature, digital products are non-returnable once delivered. No refund is therefore available after delivery, except in the following limited circumstances:

  • Technical delivery failure: If the document file is corrupt, blank, or not delivered to the e-mail address you provided despite multiple attempts, and the technical issue cannot be resolved within 48 hours, you are entitled to a full refund.
  • Duplicate payment: If you have paid twice for the same product as a result of a payment-gateway issue and only one copy has been delivered, the duplicate payment will be refunded in full.
  • Material error attributable to the Firm: If the document, as delivered, contains a material error that is clearly and demonstrably attributable to the Firm (and not to incomplete or incorrect inputs supplied by you), we will, at our option, either correct and re-deliver the document or refund the fee in full.
  • Pre-delivery cancellation: If you complete payment but cancel before the document is generated and delivered (typically within minutes of payment), you will receive a full refund.

Refunds are not available for the following reasons:

  • Dissatisfaction with the strategic conclusion of the document, where the underlying analysis is correctly stated.
  • Change of mind after delivery.
  • Errors caused by inaccurate or incomplete inputs supplied by the Client.
  • Inability to use the document for a purpose for which it was not intended.

7. Disbursements & Government Fees

Where disbursements — including NCLT filing fees, ROC fees, stamp duty, court fees, courier charges, publication charges, valuation fees, and outstation travel — have been incurred by the Firm in connection with your matter prior to cancellation, those amounts are not refundable, as they have been paid to or in favour of third parties. The Firm will, on request, provide proof of payment for any such disbursement.

8. Cancellation by the Firm

The Firm may cancel any Service at any time if it determines in good faith that (a) there is a conflict of interest, (b) the Client has provided false or misleading information, (c) continued performance would breach the Bar Council of India Rules, applicable law or professional standards, or (d) the engagement is being used for an improper purpose. In such cases:

  • If no work has commenced, the Client receives a full refund.
  • If work has commenced, the Client receives a refund of the unused portion, calculated reasonably and in good faith.
  • If the cancellation is attributable to the Client’s misconduct, misrepresentation or fraud, no refund will be due and the Firm reserves all rights to recover further fees, costs and damages.

9. How to Request a Refund

  1. Send an e-mail to refunds@msmeprime.com, copying your assigned advocate or matter contact (if any).
  2. Include: full name, registered mobile number, payment reference (Razorpay payment ID or the invoice number), date of payment, the Service for which the refund is sought, and a brief reason.
  3. Attach any supporting evidence relevant to the request (for example, a corrupt file, screenshot of an error, or evidence of duplicate payment).

You will receive an acknowledgement within seventy-two (72) hours and a substantive decision within fifteen (15) business days of submission of all required information.

10. Refund Processing Timeline

  • Once a refund is approved, the payment is initiated within three (3) business days.
  • Refunds are credited via the same payment method used for the original transaction (Razorpay reversal). The amount typically reflects in your account within five (5) to ten (10) business days from initiation, depending on your bank and card network.
  • The Firm has no control over delays caused by banks, card networks or wallet providers. Where a refund initiated by us is not received within fourteen (14) business days, please write to refunds@msmeprime.com with your Razorpay payment ID for further investigation.
  • Where the refund involves the reversal of GST already deposited with the Government, the timing of the reversal is subject to applicable tax-law procedures.

11. Chargebacks & Disputes

We strongly encourage you to contact us at refunds@msmeprime.com before initiating a chargeback with your card issuer or bank. Most issues can be resolved promptly through direct communication. Initiating a chargeback without first attempting good-faith resolution may result in suspension of your account and forfeiture of any pending refund.

12. Force Majeure

If a Service cannot be delivered due to an event of force majeure as defined in our Terms of Service, the Firm will use reasonable efforts to perform the Service when conditions permit. If performance becomes impossible or unreasonably delayed, the Firm will refund the proportionate fee for the undelivered portion of the Service.

13. Grievance Redressal

If you are dissatisfied with the outcome of a refund request, you may escalate the matter to the Grievance Officer named in our Privacy Policy. The Grievance Officer will review the escalation independently and respond within fifteen (15) days.

14. Contact

Refunds Desk

MSME Prime

E-mail (refunds): refunds@msmeprime.com

E-mail (general): admin@msmeprime.com

Telephone: +91 97319 34422 (Mon–Sat, 9 am to 7 pm IST)

Cross-references: Please also read our Privacy Policy and Terms of Service, which together with this Policy govern your use of the Website and the Services.
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