A full-time CFO costs ₹25–60 lakh per year. Our Virtual CFO service delivers the same strategic financial expertise — MIS, cash flow, fundraising, compliance — at 70–90% less, with a dedicated CA team assigned exclusively to your business.
| Factor | Full-Time CFO | MSME Prime Virtual CFO |
|---|---|---|
| Annual cost | ₹25–60 Lakh | ₹3–15 Lakh |
| Notice period / hiring time | 3–6 months | 48 hours |
| Bench depth (CA+CS+Tax) | Single person | Full team |
| Tally / Zoho Books expertise | Variable | Guaranteed |
| Fundraising support | Depends | Included |
| Scale up / down flexibility | Long notice | Monthly |
Not vague advisory — specific outputs on a fixed calendar, so you always know what is happening with your finances.
Deliverables vary by plan. Growth and Premium plans include all items above. View Plans →
A structured onboarding process that is rigorous without being burdensome — you see value from Week 1.
No hourly billing. No surprise invoices. All plans include a 14-day free trial and can be cancelled with 30 days' notice.
For growth-stage SMEs (₹2–25 Cr turnover) preparing for bank funding, PE investment, or rapid scaling.
For high-growth companies (>₹25 Cr, funded or pre-IPO) needing a full embedded CFO function.
Every VCFO engagement is led by a CA with a minimum of 10 years' experience — not a junior associate.
The engagement typically makes most sense once your business crosses ₹50 lakh annual turnover or if you are actively preparing to raise external capital. Below this threshold, our Starter plan covers the basics at a fixed cost.
Yes. You are assigned a named lead VCFO who is your primary point of contact and attends all management calls. A support team handles execution (filings, bookkeeping), but strategic decisions go through your dedicated CFO.
We work with Tally (all versions), Zoho Books, QuickBooks, and Xero. If you are not on any system, we set you up on Zoho Books as part of onboarding. We can also work on Excel-based MIS if you have custom requirements.
The price shown is the base professional fee. Indian GST at 18% is added at checkout. You will receive a proper tax invoice for every payment, which you can claim as input tax credit if you are a registered GST business.
Yes, on the Premium plan. Group consolidation, inter-company reconciliations, and holding company MIS are handled as part of that engagement. For Starter/Growth, each entity is treated separately.
Cancel anytime with 30 days' written notice. There is no lock-in. On cancellation, we hand over all files, working papers, and system access in an organised manner — the transition is clean.